Is it time to lock in your variable rate mortgage?

Dear ~Contact.FirstName~,

I wanted to send you an email today to discuss your variable rate mortgage. 

As you know, over the last year interest rates have been at an all-time low.  This behaviour is consistent with a struggling economy - historically, when the economy is flat, interest rates stay down, and when an economy is thriving, interest rates are higher.

Economists are predicting steady economic growth through 2010, which will also mean steadily rising interest rates.  In anticipation of this, we would recommend considering locking in your mortgage to a fixed rate. 

As of today, our fixed rate mortgage is:

Please don't hesitate to give me a call to discuss locking in your mortgage further.

Thanks so much,

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